Australia – the land of creepy crawlies, kangaroos, and… car rentals?
Car rental is a big business, especially now with people choosing to travel within Australia and explore our own backyard. Because of this, you’ll most likely find them everywhere on the road. However, with this, also comes the negative aspect of accidents in rental cars becoming a regular occurrence.
Unfortunately, they’re very common, and so is the confusion that surrounds the subject. Who’s at fault? Who’s going to pay for the damage? What steps must you take after? What are you covered for?
In this article, we’re going to fill you in on the knowledge that you need in order to handle a rental car accident, and TPD claim (should the situation ever occur) with confidence.
What Do I Do If I’m In a Rental Car Accident?
First things first, your priority should be to get everybody out of the rental car and to safety as quickly as you can. However, if anyone is hurt or in a lot of pain, you should not move them and call emergency services.
What Am I Covered For?
You’ll find that rental cars, in most cases, come with a basic package of Collision Damage Waiver, Theft Protection, and Third-Party Liability cover. Let’s see how each one works –
Collision Damage Waiver
This means that if your rental car’s bodywork was to get damaged whilst it’s in your possession, then your Collision Damage Waiver should cover it. However, it won’t cover other loss or damage. This is often referred to as excess.
Third Party Liability
If you were to damage somebody else’s property, a parked car, or knock down somebody’s front garden fence, then you’ll be covered for it through this insurance policy. You can purchase this when booking, or at the counter before they hand you the keys.
This type of cover does exactly what it says – protects you against the theft of a rental car by covering the cost of a new car. Again, bear in mind that you may need to pay an excess for this.
Injured in a Rental Car? You may have a claim for compensation
If you find yourself in the unfortunate situation of being hurt in a rental car, you might be entitled to compensation, including making a claim through your superannuation. As time limits apply, it’s best to seek advice as soon as possible.
Here at Claimify, we know that legal claims can be very complex, convoluted, and expensive. We’ve witnessed their impact on Australian families first hand, as claimants struggle to hunt down the right documents, talk to the right people and juggle the constant call-back-carousel of insurance companies.
We also know just how distressing a rental car (or any) car accident can be. And while we can’t undo the feelings you’re experiencing, we can deliver an uncomplicated, transparent, and super-fast process when it comes to making your claim.
If you’re looking for the outcome you deserve, without having to speak to a single insurance representative, contact us today!